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The Truth About Obamacare


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The real problem with Obamacare is that it doesn't address overcharging.

When I was still a teenager, I looked into getting a replacement windshield for my first car (the mighty Reliant K-car I bought for $500 with my McDonalds money.) I went to a major autoglass company and got a quote from the guy at the counter. I believe it was somewhere in the range of $350. I balked at the idea of buying a $350 windshield for a $500 car, and he said "your insurance is paying for it, right?" I said that I was paying out of pocket, and he said "oh!" and came up with a new quote-- I think it was about $120, which I agreed to. I was surprised at the time to learn that the same windshield had different prices depending on who was paying for it.


That seems like a fitting analogy. If insurance is paying for it, the sky is the limit. If you have to pay for it, you can actually save money. There is no reason there should be a $230 difference.

So is the fraud part of the reason the insurance prices go up? Even when the owner of the car is not partial to the fraud?

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