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The Truth About Obamacare


Shady

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Guest American Woman

Why would she give up her Young Adult Plan that was so affordable? There is nothing in Obamacare that says she has to change plans. She can stay on this plan until she reaches age 30 according to this website.

http://www.bcbsm.com/index/2013-plans/michigan-health-insurance/affordable-health-insurance/young-adult-blue-max.html

I don't think she's saying that she gave up her Young Adult Plan but rather that the plan is now costing her a lot more.

Something doesn't add up, though; with her low income, subsidies would pay most of the premium. She also qualifies for Medicaid, but claims she doesn't want to use it.

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Why would she give up her Young Adult Plan that was so affordable? There is nothing in Obamacare that says she has to change plans. She can stay on this plan until she reaches age 30 according to this website.

http://www.bcbsm.com/index/2013-plans/michigan-health-insurance/affordable-health-insurance/young-adult-blue-max.html

No, we already know that Obama's insistence that you can keep your plan and keep your doctor isn't true. Just ask the union members that are livid in changes to their insurance plans because of the unaffordable care act.
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The truth hurts most when I laugh.

In a recent bit on late-night US comedy programme Jimmy Kimmel Live, Americans were polled regarding their preference for Obamacare versus the Affordable Care Act, unaware they were one in the same.

Participants overwhelmingly chose the Affordable Care Act and disparaged Obamacare, saying the latter was compulsory and "socialist".

"So The Affordable Care Act is more affordable than Obamacare?" queried the interviewer.

"Just the name says it all," one respondent said.

Story

I suppose it doesn't help when even Obama himself calls it Obamacare on occasion. It works both ways - Stupid even does as stupid is too it seems.

Edited by eyeball
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Anyways, another Obamacare success story! Argus should love this, cause she's "able to get health care now." :rolleyes:

My name is Ashley Dionne and I’m a 26-year-old recent graduate from Michigan.

I have asthma, ulcers, and mild cerebral palsy. Obamacare takes my monthly rate from $75 a month for full coverage on my “Young Adult Plan,” to $319 a month. After $6,000 in deductibles, of course.

Liberals claimed this law would help the poor. I am the poor, the working poor, and I can’t afford to support myself, let alone older generations and people not willing to work at all.

This law has raped my future.

It will keep me and kids my age from having a future at all.

This is the real face of Obamacare and it isn’t pretty

http://therealashleydionne.tumblr.com/post/63398904909/the-rape-of-a-generation

Yay for Obamacare, and yay for compassion for the poor! Cause symbolism is always better than substance. If you think you're helping somebody, isn't that all that really matters? :rolleyes:

Here is some good news for Ashley; its not going to cost her as much as she thought:

http://www.theatlanticwire.com/politics/2013/10/good-news-obamacare-raped-future-26-year-old/70397/

" Maybe both sides of the debate should spend a little more time vetting their young spokespeople."

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Looks like folks are finally discovering just how "affordable" this unaffordable care act is. If doubling your monthly premium is considered affordable, than by God Obama, you've done it! :lol:

http://www.katu.com/news/investigators/health-insurance-premiums-affordable-care-act-227910201.html?mobile=y&tab=video&c=y

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Even Obama's most ardent supporters over at the DailyKos are running into the hard, harsh reality of this terrible legislation!

Obamacare will double my monthly premium (according to Kaiser)

My wife and I just got our updates from Kaiser telling us what our 2014 rates will be. Her monthly has been $168 this year, mine $150. We have a high deductible. We are generally healthy people who don't go to the doctor often. I barely ever go. The insurance is in case of a major catastrophe.

Well, now, because of Obamacare, my wife's rate is gong to $302 per month and mine is jumping to $284.

I am canceling insurance for us and I am not paying any fucking penalty. What the hell kind of reform is this?

http://www.dailykos.com/story/2013/09/30/1242660/-Obamacare-will-double-my-monthly-premium#

Unfortunately for this dude, as much as he insists he's not going to pay any penalty, the IRS will see to it that he does. Only businesses have been given a one year exemption from Obamacare by Obama. The rest of the serfs have to pony up.

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Even Obama's most ardent supporters over at the DailyKos are running into the hard, harsh reality of this terrible legislation!

:lol: sourced from where Shady? Breitbart? Fox?... National Review!!!

of course, if you actually take a few cycles to run through the comments in the Kos diary, you'll see the guy has done diddly to actually investigate his options - that he's, apparently, only spoken to his insurance company - Kaiser... and only Kaiser. He's talked to no other companies. He's also not investigated options within the exchanges, in fact, he's comparing an effectively new policy/offerings to his previous insurance - most definitely not a "like-to-like comparison"... while assuming Kaiser is not "up-selling" and blaming it on OCare. Notwithstanding he now has a much lower quoted deductible (like a $1000 dollars less). He's also not factored in whether he has any subsidy avenues available. In any case, one of the over-riding principles of OCare is that insurers are now charged with offering real plans... not junk plans with high deductibles! Go figure, hey Shady.

so ya Shady, keep em coming!

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...we now return you to Canadians arguing about American health care insurance.

I wonder about that to. I must say that I was hoping you guys would come up with something innovative that we might look at but it seems a bit of a dogs breakfast at first look. Seriously though, good luck with it.

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Looks like folks are finally discovering just how "affordable" this unaffordable care act is. If doubling your monthly premium is considered affordable, than by God Obama, you've done it! :lol:

http://www.katu.com/news/investigators/health-insurance-premiums-affordable-care-act-227910201.html?mobile=y&tab=video&c=y

I love that you're all gung ho on a single-payer universal system for the US now. Good for you, Shady.
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He's also not factored in whether he has any subsidy avenues available. In any case, one of the over-riding principles of OCare is that insurers are now charged with offering real plans... not junk plans with high deductibles! Go figure, hey Shady.

Actually those high deductible plans are great because they allow you to open an HSA, which you can use either for health expenses and/or as an extra retirement savings account, with better advantages than an IRA. I have a high deductible plan (which covers 100% of all preventative care and covers 100% of costs beyond my annual deductible of $5k) and an HSA and based on my calculations, there is no other type of coverage I'd rather have.

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.... (which covers 100% of all preventative care and covers 100% of costs beyond my annual deductible of $5k) and an HSA and based on my calculations, there is no other type of coverage I'd rather have.

Agreed...for a healthy young person with a good income, this kind of insurance product makes sense. Paying with pre-tax income from an HSA is just icing on the cake.

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It gets even worse for poor Barry. I really need to start a new threat titled Obamacare Incompetence. But for now, I'll post here. The trainwreck continues...

Obamacare Website Violates Licensing Agreement for Copyrighted Software

Company to pursue action against HHS for using copyrighted web script

http://www.weeklystandard.com/blogs/obamacare-website-violates-licensing-agreement-copyrighted-software_763666.html

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Agreed...for a healthy young person with a good income, this kind of insurance product makes sense. Paying with pre-tax income from an HSA is just icing on the cake.

Actually, I still pay for medical expenses with post-tax money, and let the HSA build. After age 65, you can withdraw from it penalty free like an IRA. Therefore using an HSA effectively lets you contribute 8k per year to a retirement plan rather than 5k per year. And, since I plan to live forever, I need all the retirement funds I can get!

But in regards to who this product makes sense for... I actually think it makes sense for just about anyone, even if they fail to use the HSA part of it. Typical health care plans have co-pays of x%. So if you get a serious illness that costs you tens or hundreds of thousands of dollars, you are still on the hook for whatever percentage of that, which can still be a very large amount. With an HDHP, your maximum out-of-pocket is capped at the deductible, and you pay absolutely nothing on all expenses beyond that. No matter what, as long as I have the plan, I never have to pay more than $5k per year for health services.

I'm just hoping that my employer will continue to be able to offer this plan after evaluating their best options with the changes under ACA.

Edited by Bonam
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It gets even worse for poor Barry. I really need to start a new threat titled Obamacare Incompetence. But for now, I'll post here. The trainwreck continues...

Obamacare Website Violates Licensing Agreement for Copyrighted Software

Company to pursue action against HHS for using copyrighted web script

We're beginning to see the contractors who coded and tested our state web site (MNSure) as they roll off from the project to job interviews; Minnesota opted to build its own insurance exchange, but it still has to integrate with the federal government. Typical project horror stories of poorly defined requirements, inadequate functional and performance testing, user crashes, and boucoup complaints. As of yesterday, only about 3700 people had succesfully navigated the site to get new coverage, which is really just a portal to the insurance companies with subsidies for premiums.

The alleged copyright infringement is not uncommon in the industry, but it is easier to detect in web/web services because the underlying code/scripting is easier to get/see. The odd thing is that they may have violated provisions of the "GNU General Public License", a framework that strives to make such code available and modifiable as long as basic rules are followed, like carrying the author's copyright notice forward.

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We're beginning to see the contractors who coded and tested our state web site (MNSure) as they roll off from the project to job interviews; Minnesota opted to build its own insurance exchange, but it still has to integrate with the federal government. Typical project horror stories of poorly defined requirements, inadequate functional and performance testing, user crashes, and boucoup complaints. As of yesterday, only about 3700 people had succesfully navigated the site to get new coverage, which is really just a portal to the insurance companies with subsidies for premiums.

The alleged copyright infringement is not uncommon in the industry, but it is easier to detect in web/web services because the underlying code/scripting is easier to get/see. The odd thing is that they may have violated provisions of the "GNU General Public License", a framework that strives to make such code available and modifiable as long as basic rules are followed, like carrying the author's copyright notice forward.

Me and my Canadian family and friends, who have learned the extreme value of a socialized health care system for a tad over 50 years now, shake our heads when as we hear all this crap. My most poignant line is from a women I had a chat with while waiting for a plane in Seattle. She said " I don't want to pay into a plan that benefits anyone other than me". I'm so happy we have that border.

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... I'm so happy we have that border.

The border is wonderful...I agree...and Canadians of means or those tired of waiting so long for procedures just cross that same border for "American style" health care. High profile Canadians like PM Chretien, Danny Williams, and Belinda Stronach are just some examples.

I live rather close to the Canadian border (by car).....no reason to go there for medical care or cheaper smokes.

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Sometimes we may have to wait a bit, but we don't lose our house and kids paying for it if we do get sick or hurt.

You I suspect are an American of some means, and as I quoted one of your compatriots, don't give a rats ass about anyone else, especially if they are of less financial stature than yourself. And once again, I'm happy about that border.

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